Con artists use “phishing” to try to swindle you into providing sensitive, personal information. Usually, this is done by impersonating a business, authorities, or friend through email, phone, online ad, or text message. They often prey on your emotions inducing fear (you will be turned over for collections, money will be transferred out of your account, airline travel changed, friend or grandchild in trouble) or excitement (you won a grand prize, fabulous, free vacation).
Legitimate businesses do not ask to send sensitive information through insecure channels. Businesses, banks and other institutions do not email, text, or call to ask for personal information.
If something sounds strange or too good to be true, you may be a victim. Do not succumb just because someone knows some facts about you. Some of these crooks are rather well-versed and gain personal knowledge and use this information to gain your trust and access.
How to Protect Yourself
- Keep your computers and tablets up-to-date with antivirus software
- Use the most current, updated operating system and web browsers
- Never reply or give out personal or financial information through insecure channels
- Do not click on links
If you think there may be legitimacy but are not sure, call the business or friend with a number that you have in your contacts or type in the real URL directly into your browser. Do not use the information provided in the phishing email, text or phone call.
It is more important than ever to keep your technology updated and yourself aware, as predators are increasingly becoming more savvy and shrewd.
